Cover policy by country

Please use the search function for quick access to a specific country or bank.

CRC : Country Risk Category
0 : smallest risk*, 7 : highest risk
HI = High-income OECD and eurozone countries*
*premiums partly as per market prices

CC : Consensus Category (according to gross national product per capita):
Max. credit period for CC1: 5 years (or 8.5 wi th prior notification)
Max. credit period for CC2: 10 years

Cover Policy:
ST : Short Term: Tenor of credit below 2 years
M/L = Medium/Long Term: Tenor of credit 2 years or more

Letter Rating: S&P rating scale
AAA : prime, AA+ ... CC, C, D : in default

SOV : central banks (sovereign, public)
SOV+ : better than sovereign, 10% reduction on premium for SOV
CC : Commercial category
CC0 : same as public, no del credere surcharge, CC5: highest del credere surcharge

Country CRC CC Sovereign Banks Corporates Sustainable
Lending
ST MLT ST MLT ST MLT
Aegypten 6 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Aequatorialguinea 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Aethiopien 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Afghanistan 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Albanien 5 2 open open open open cover with restrictions cover with restrictions No
Algerien 5 2 open open open open cover with restrictions cover with restrictions No
Angola 6 2 cover by exception cover by exception cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Antigua und Barbuda 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Argentinien 7 2 cover by exception cover by exception cover with restrictions cover with restrictions cover by exception cover by exception No
Armenien 6 2 open open open open cover with restrictions cover with restrictions No
Aruba 4 1 open cover with restrictions open open cover with restrictions cover with restrictions No
Aserbaidschan 4 2 open open open open open open No
Australien HI 1 open* open open* open open* open No
Bahamas 4 2 open open open open open open No
Bahrain 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Bangladesch 5 2 cover by exception cover by exception cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Barbados 4 2 open open open open open open No
Belarus 7 2 currently off cover currently off cover currently off cover currently off cover currently off cover currently off cover No
Belgien HI 1 open* open open* open open* open No
Belize 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Benin 6 2 currently off cover currently off cover cover with restrictions cover with restrictions cover with restrictions cover with restrictions Yes
Bhutan 6 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Bolivien 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Bosnien-Herzegowina 6 2 open cover with restrictions open cover with restrictions cover with restrictions cover with restrictions No
Botsuana 3 2 open open open open open open No
Brasilien 4 2 open open open open open open No
Bank
- Banco Bradesco S.A.
- Banco Santander (Brasil) S.A.
- Banco do Brasil S.A.
- Itau Unibanco S.A.
Brunei Darussalam 2 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Bulgarien 3 2 open* open open* open open* open No
Burkina Faso 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Burundi 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Chile HI 1 open open open open open open No
China 2 2 open open open open open open No
Bank
- Bank of China Limited
- Bank of Communications
- China CITIC Bank Corporation
- China Construction Bank Corp.
- Industrial and Commercial Bank of China (ICBC)
- People's Bank of China (PBOC) (Central Bank)
Costa Rica 3 2 open open open open open open No
Côte d'Ivoire 5 2 open open open open open open Yes
Curaçao 5 2 open cover with restrictions open open cover with restrictions cover with restrictions No
Dänemark HI 1 open* open open* open open* open No
Demokr. Republik Kongo 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Deutschland HI 1 open* open open* open open* open No
Dominik. Republik 4 2 open open open open open open No
Dschibuti 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Ecuador 6 2 cover by exception cover by exception cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
El Salvador 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Eritrea 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Estland HI 1 open* open open* open open* open No
Eswatini 6 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Fidschi Inseln 5 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Finnland HI 1 open* open open* open open* open No
Frankreich HI 1 open* open open* open open* open No
Gabun 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Gambia 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Georgien 5 2 open cover with restrictions open cover with restrictions open cover with restrictions No
Ghana 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Grenada 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions Yes
Griechenland HI 1 open* open open* open open* open No
Grossbritannien HI 1 open* open open* open open* open No
Guatemala 4 2 open open open open open open No
Guinea 7 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover by exception cover by exception No
Guinea-Bissau 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Guyana 5 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Haiti 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Honduras 5 2 open cover with restrictions open open cover with restrictions cover with restrictions No
Hongkong 2 2 open open open open open open No
Indien 3 2 open open open open open open No
Bank
- Bank of Baroda
- Canara Bank
- Export-Import Bank of India
- ICICI Bank Limited
Indonesien 3 2 open open open open open open No
Bank
- Bank Central Asia
- PT Bank Mandiri (Persero)
- PT Bank Rakyat Indonesia
Irak 7 2 cover with restrictions cover with restrictions cover by exception cover by exception cover by exception cover by exception No
Iran 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Irland HI 1 open* open open* open open* open No
Island HI 1 open* open open* open open* open No
Israel HI 1 open open open open open open No
Italien HI 1 open* open open* open open* open No
Jamaika 5 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Japan HI 1 open* open open* open open* open No
Jemen 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Jordanien 5 2 open open open open open open No
Kambodscha 6 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Kamerun 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions Yes
Kanada HI 1 open* open open* open open* open No
Kap Verde 5 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Kasachstan 5 2 open open open open open open No
Katar 2 2 open open open open open open No
Kenia 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Kirgisistan 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Kolumbien 4 2 open open open open open open No
Kongo (Brazzaville) 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Korea (Nord) 7 2 currently off cover currently off cover currently off cover currently off cover currently off cover currently off cover No
Korea (Süd) HI 1 open open open open open open No
Kosovo 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Kroatien HI 2 open* open open* open open* open No
Kuba 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Kuwait 2 2 open open open open open open No
Laos 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Lesotho 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Lettland HI 1 open* open open* open open* open No
Libanon 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Liberia 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Libyen 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Liechtenstein HI 2 open* open open* open open* open No
Litauen HI 1 open* open open* open open* open No
Luxemburg HI 1 open* open open* open open* open No
Macao 2 2 open open open open open open No
Madagaskar 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Malawi 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Malaysia 2 2 open open open open open open No
Malediven 7 2 cover by exception cover by exception no policy fixed no policy fixed no policy fixed no policy fixed Yes
Mali 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Malta HI 2 open* open open* open open* open No
Marokko 3 2 open open open open open open No
Mauretanien 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Mauritius 3 2 open open open open open open No
Mexiko 3 2 open open open open open open No
Bank
- BANCOMEXT - Banco Nacional de Comercio Exterior
- BBVA Bancomer S.A.
- Banamex - Banco Nacional de Mexico S.A.
- Banco Santander SA
- Nacional Financiera S.N.C. (NAFIN)
Moldova 7 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Mongolei 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Montenegro 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Mosambik 7 2 cover by exception cover by exception cover with restrictions cover with restrictions cover with restrictions cover with restrictions Yes
Myanmar 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Namibia 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Nepal 6 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Neuseeland HI 1 open* open open* open open* open No
Nicaragua 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Niederlande HI 1 open* open open* open open* open No
Niederländische Antillen 5 2 open cover with restrictions open cover with restrictions cover with restrictions cover with restrictions No
Niger 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Nigeria 6 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Nordmazedonien 5 2 open open open open open open No
Norwegen HI 1 open* open open* open open* open No
Oesterreich HI 1 open* open open* open open* open No
Oman 4 2 open open open open open open No
Osttimor 6 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Pakistan 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Panama 4 2 open open open open open open No
Papua-Neuguinea 6 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Paraguay 4 2 open open open open open open No
Peru 3 2 open open open open open open No
Philippinen 3 2 open open open open open open No
Polen HI 1 open* open open* open open* open No
Portugal HI 1 open* open open* open open* open No
Ruanda 6 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Rumänien 3 2 open* open open* open open* open No
Russland 7 2 currently off cover currently off cover currently off cover currently off cover currently off cover currently off cover No
Salomonen 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Sambia 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Sao Tomé und Principe 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed Yes
Saudi-Arabien 2 2 open open open open open open No
Bank
- Saudi British Bank
Schweden HI 1 open* open open* open open* open No
Senegal 5 2 cover with restrictions cover with restrictions open open open open Yes
Serbien 4 2 open open open open open open No
Seychellen 6 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Sierra Leone 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Simbabwe 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Singapur 0 2 open open open open open open No
Slowakei HI 1 open* open open* open open* open No
Slowenien HI 1 open* open open* open open* open No
Somalia 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Spanien HI 1 open* open open* open open* open No
Sri Lanka 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
St. Kitts und Nevis 7 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
St. Vincent und die Grenadinen 5 2 no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed no policy fixed No
Südafrika 4 2 open open open open open open No
Sudan 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Südsudan 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Suriname 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Syrien 7 2 currently off cover currently off cover currently off cover currently off cover currently off cover currently off cover No
Tadschikistan 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Taiwan (Chinesisches Taipei) 2 2 open open open open open open No
Tansania 6 2 open open cover with restrictions cover with restrictions cover with restrictions cover with restrictions Yes
Thailand 3 2 open open open open open open No
Bank
- Export-Import Bank of Thailand
- Kasikornbank PCL
Togo 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Trinidad und Tobago 3 2 open open open open open open No
Tschad 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Tschechische Republik HI 1 open* open open* open open* open No
Tunesien 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Türkei 5 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions No
Bank
- Akbank T.A.S.
- Denizbank A.S.
- ING Bank A.S.
- Kuveyt Turk Katilim Bankasi A.S.
- QNB Finansbank A.S.
- T.C. Ziraat Bankasi A.S.
- Türk Ekonomi Bankasi A.S.
- Türkiye Finans Katilim Bankasi AS
- Türkiye Garanti Bankasi A.S. (GarantiBank)
- Türkiye Is Bankasi A.S.
- Türkiye Sinai Kalkinma Bankasi A.S. (TSKB)
- Türkiye Vakiflar Bankasi T.A.O
- Yapi Ve Kredi Bankasi A.S.
Turkmenistan 7 2 cover with restrictions cover with restrictions cover by exception cover by exception cover by exception cover by exception No
Uganda 6 2 cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions cover with restrictions Yes
Ukraine 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Ungarn HI 1 open* open open* open open* open No
Uruguay 3 2 open open open open open open No
Usbekistan 5 2 open open open open cover with restrictions cover with restrictions No
Venezuela 7 2 currently off cover currently off cover currently off cover currently off cover currently off cover currently off cover No
Vereinigte Arabische Emirate 2 2 open open open open open open No
Vereinigte Staaten HI 1 open* open open* open open* open No
Vietnam 4 2 open open open open open open No
West Bank und Gaza 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception No
Zentralafrikanische Republik 7 2 cover by exception cover by exception cover by exception cover by exception cover by exception cover by exception Yes
Zypern HI 2 open* open open* open open* open No
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