Cover policy by country
Please use the search function for quick access to a specific country or bank.
CRC : Country Risk Category
0 : smallest risk*, 7 : highest risk
HI = High-income OECD and eurozone countries*
*premiums partly as per market prices
CC : Consensus Category (according to gross national product per capita):
Max. credit period for CC1: 5 years (or 8.5 wi th prior notification)
Max. credit period for CC2: 10 years
Cover Policy:
ST : Short Term: Tenor of credit below 2 years
M/L = Medium/Long Term: Tenor of credit 2 years or more
Letter Rating: S&P rating scale
AAA : prime, AA+ ... CC, C, D : in default
SOV : central banks (sovereign, public)
SOV+ : better than sovereign, 10% reduction on premium for SOV
CC : Commercial category
CC0 : same as public, no del credere surcharge, CC5: highest del credere surcharge
Country | CRC | CC | Sovereign | Banks | Corporates | Sustainable Lending |
||||||
ST | MLT | ST | MLT | ST | MLT | |||||||
Aegypten | 6 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Aequatorialguinea | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Aethiopien | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Afghanistan | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Albanien | 5 | 2 | open | open | open | open | cover with restrictions | cover with restrictions | No | |||
Algerien | 5 | 2 | open | open | open | open | cover with restrictions | cover with restrictions | No | |||
Angola | 6 | 2 | cover by exception | cover by exception | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Antigua und Barbuda | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Argentinien | 7 | 2 | cover by exception | cover by exception | cover with restrictions | cover with restrictions | cover by exception | cover by exception | No | |||
Armenien | 6 | 2 | open | open | open | open | cover with restrictions | cover with restrictions | No | |||
Aruba | 4 | 1 | open | cover with restrictions | open | open | cover with restrictions | cover with restrictions | No | |||
Aserbaidschan | 4 | 2 | open | open | open | open | open | open | No | |||
Australien | HI | 1 | open* | open | open* | open | open* | open | No | |||
Bahamas | 4 | 2 | open | open | open | open | open | open | No | |||
Bahrain | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Bangladesch | 5 | 2 | cover by exception | cover by exception | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Barbados | 4 | 2 | open | open | open | open | open | open | No | |||
Belarus | 7 | 2 | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | No | |||
Belgien | HI | 1 | open* | open | open* | open | open* | open | No | |||
Belize | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Benin | 6 | 2 | currently off cover | currently off cover | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | Yes | |||
Bhutan | 6 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Bolivien | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Bosnien-Herzegowina | 6 | 2 | open | cover with restrictions | open | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Botsuana | 3 | 2 | open | open | open | open | open | open | No | |||
Brasilien | 4 | 2 | open | open | open | open | open | open | No | |||
Bank | ||||||||||||
- Banco Bradesco S.A. | ||||||||||||
- Banco Santander (Brasil) S.A. | ||||||||||||
- Banco do Brasil S.A. | ||||||||||||
- Itau Unibanco S.A. | ||||||||||||
Brunei Darussalam | 2 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Bulgarien | 3 | 2 | open* | open | open* | open | open* | open | No | |||
Burkina Faso | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Burundi | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Chile | HI | 1 | open | open | open | open | open | open | No | |||
China | 2 | 2 | open | open | open | open | open | open | No | |||
Bank | ||||||||||||
- Bank of China Limited | ||||||||||||
- Bank of Communications | ||||||||||||
- China CITIC Bank Corporation | ||||||||||||
- China Construction Bank Corp. | ||||||||||||
- Industrial and Commercial Bank of China (ICBC) | ||||||||||||
- People's Bank of China (PBOC) (Central Bank) | ||||||||||||
Costa Rica | 3 | 2 | open | open | open | open | open | open | No | |||
Côte d'Ivoire | 5 | 2 | open | open | open | open | open | open | Yes | |||
Curaçao | 5 | 2 | open | cover with restrictions | open | open | cover with restrictions | cover with restrictions | No | |||
Dänemark | HI | 1 | open* | open | open* | open | open* | open | No | |||
Demokr. Republik Kongo | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Deutschland | HI | 1 | open* | open | open* | open | open* | open | No | |||
Dominik. Republik | 4 | 2 | open | open | open | open | open | open | No | |||
Dschibuti | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Ecuador | 6 | 2 | cover by exception | cover by exception | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
El Salvador | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Eritrea | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Estland | HI | 1 | open* | open | open* | open | open* | open | No | |||
Eswatini | 6 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Fidschi Inseln | 5 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Finnland | HI | 1 | open* | open | open* | open | open* | open | No | |||
Frankreich | HI | 1 | open* | open | open* | open | open* | open | No | |||
Gabun | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Gambia | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Georgien | 5 | 2 | open | cover with restrictions | open | cover with restrictions | open | cover with restrictions | No | |||
Ghana | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Grenada | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | Yes | |||
Griechenland | HI | 1 | open* | open | open* | open | open* | open | No | |||
Grossbritannien | HI | 1 | open* | open | open* | open | open* | open | No | |||
Guatemala | 4 | 2 | open | open | open | open | open | open | No | |||
Guinea | 7 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover by exception | cover by exception | No | |||
Guinea-Bissau | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Guyana | 5 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Haiti | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Honduras | 5 | 2 | open | cover with restrictions | open | open | cover with restrictions | cover with restrictions | No | |||
Hongkong | 2 | 2 | open | open | open | open | open | open | No | |||
Indien | 3 | 2 | open | open | open | open | open | open | No | |||
Bank | ||||||||||||
- Bank of Baroda | ||||||||||||
- Canara Bank | ||||||||||||
- Export-Import Bank of India | ||||||||||||
- ICICI Bank Limited | ||||||||||||
Indonesien | 3 | 2 | open | open | open | open | open | open | No | |||
Bank | ||||||||||||
- Bank Central Asia | ||||||||||||
- PT Bank Mandiri (Persero) | ||||||||||||
- PT Bank Rakyat Indonesia | ||||||||||||
Irak | 7 | 2 | cover with restrictions | cover with restrictions | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Iran | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Irland | HI | 1 | open* | open | open* | open | open* | open | No | |||
Island | HI | 1 | open* | open | open* | open | open* | open | No | |||
Israel | HI | 1 | open | open | open | open | open | open | No | |||
Italien | HI | 1 | open* | open | open* | open | open* | open | No | |||
Jamaika | 5 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Japan | HI | 1 | open* | open | open* | open | open* | open | No | |||
Jemen | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Jordanien | 5 | 2 | open | open | open | open | open | open | No | |||
Kambodscha | 6 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Kamerun | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | Yes | |||
Kanada | HI | 1 | open* | open | open* | open | open* | open | No | |||
Kap Verde | 5 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Kasachstan | 5 | 2 | open | open | open | open | open | open | No | |||
Katar | 2 | 2 | open | open | open | open | open | open | No | |||
Kenia | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Kirgisistan | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Kolumbien | 4 | 2 | open | open | open | open | open | open | No | |||
Kongo (Brazzaville) | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Korea (Nord) | 7 | 2 | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | No | |||
Korea (Süd) | HI | 1 | open | open | open | open | open | open | No | |||
Kosovo | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Kroatien | HI | 2 | open* | open | open* | open | open* | open | No | |||
Kuba | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Kuwait | 2 | 2 | open | open | open | open | open | open | No | |||
Laos | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Lesotho | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Lettland | HI | 1 | open* | open | open* | open | open* | open | No | |||
Libanon | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Liberia | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Libyen | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Liechtenstein | HI | 2 | open* | open | open* | open | open* | open | No | |||
Litauen | HI | 1 | open* | open | open* | open | open* | open | No | |||
Luxemburg | HI | 1 | open* | open | open* | open | open* | open | No | |||
Macao | 2 | 2 | open | open | open | open | open | open | No | |||
Madagaskar | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Malawi | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Malaysia | 2 | 2 | open | open | open | open | open | open | No | |||
Malediven | 7 | 2 | cover by exception | cover by exception | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Mali | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Malta | HI | 2 | open* | open | open* | open | open* | open | No | |||
Marokko | 3 | 2 | open | open | open | open | open | open | No | |||
Mauretanien | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Mauritius | 3 | 2 | open | open | open | open | open | open | No | |||
Mexiko | 3 | 2 | open | open | open | open | open | open | No | |||
Bank | ||||||||||||
- BANCOMEXT - Banco Nacional de Comercio Exterior | ||||||||||||
- BBVA Bancomer S.A. | ||||||||||||
- Banamex - Banco Nacional de Mexico S.A. | ||||||||||||
- Banco Santander SA | ||||||||||||
- Nacional Financiera S.N.C. (NAFIN) | ||||||||||||
Moldova | 7 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Mongolei | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Montenegro | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Mosambik | 7 | 2 | cover by exception | cover by exception | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | Yes | |||
Myanmar | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Namibia | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Nepal | 6 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Neuseeland | HI | 1 | open* | open | open* | open | open* | open | No | |||
Nicaragua | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Niederlande | HI | 1 | open* | open | open* | open | open* | open | No | |||
Niederländische Antillen | 5 | 2 | open | cover with restrictions | open | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Niger | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Nigeria | 6 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Nordmazedonien | 5 | 2 | open | open | open | open | open | open | No | |||
Norwegen | HI | 1 | open* | open | open* | open | open* | open | No | |||
Oesterreich | HI | 1 | open* | open | open* | open | open* | open | No | |||
Oman | 4 | 2 | open | open | open | open | open | open | No | |||
Osttimor | 6 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Pakistan | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Panama | 4 | 2 | open | open | open | open | open | open | No | |||
Papua-Neuguinea | 6 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Paraguay | 4 | 2 | open | open | open | open | open | open | No | |||
Peru | 3 | 2 | open | open | open | open | open | open | No | |||
Philippinen | 3 | 2 | open | open | open | open | open | open | No | |||
Polen | HI | 1 | open* | open | open* | open | open* | open | No | |||
Portugal | HI | 1 | open* | open | open* | open | open* | open | No | |||
Ruanda | 6 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Rumänien | 3 | 2 | open* | open | open* | open | open* | open | No | |||
Russland | 7 | 2 | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | No | |||
Salomonen | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Sambia | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Sao Tomé und Principe | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | Yes | |||
Saudi-Arabien | 2 | 2 | open | open | open | open | open | open | No | |||
Bank | ||||||||||||
- Saudi British Bank | ||||||||||||
Schweden | HI | 1 | open* | open | open* | open | open* | open | No | |||
Senegal | 5 | 2 | cover with restrictions | cover with restrictions | open | open | open | open | Yes | |||
Serbien | 4 | 2 | open | open | open | open | open | open | No | |||
Seychellen | 6 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Sierra Leone | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Simbabwe | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Singapur | 0 | 2 | open | open | open | open | open | open | No | |||
Slowakei | HI | 1 | open* | open | open* | open | open* | open | No | |||
Slowenien | HI | 1 | open* | open | open* | open | open* | open | No | |||
Somalia | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Spanien | HI | 1 | open* | open | open* | open | open* | open | No | |||
Sri Lanka | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
St. Kitts und Nevis | 7 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
St. Vincent und die Grenadinen | 5 | 2 | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | no policy fixed | No | |||
Südafrika | 4 | 2 | open | open | open | open | open | open | No | |||
Sudan | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Südsudan | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Suriname | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Syrien | 7 | 2 | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | No | |||
Tadschikistan | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Taiwan (Chinesisches Taipei) | 2 | 2 | open | open | open | open | open | open | No | |||
Tansania | 6 | 2 | open | open | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | Yes | |||
Thailand | 3 | 2 | open | open | open | open | open | open | No | |||
Bank | ||||||||||||
- Export-Import Bank of Thailand | ||||||||||||
- Kasikornbank PCL | ||||||||||||
Togo | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Trinidad und Tobago | 3 | 2 | open | open | open | open | open | open | No | |||
Tschad | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Tschechische Republik | HI | 1 | open* | open | open* | open | open* | open | No | |||
Tunesien | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Türkei | 5 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | No | |||
Bank | ||||||||||||
- Akbank T.A.S. | ||||||||||||
- Denizbank A.S. | ||||||||||||
- ING Bank A.S. | ||||||||||||
- Kuveyt Turk Katilim Bankasi A.S. | ||||||||||||
- QNB Finansbank A.S. | ||||||||||||
- T.C. Ziraat Bankasi A.S. | ||||||||||||
- Türk Ekonomi Bankasi A.S. | ||||||||||||
- Türkiye Finans Katilim Bankasi AS | ||||||||||||
- Türkiye Garanti Bankasi A.S. (GarantiBank) | ||||||||||||
- Türkiye Is Bankasi A.S. | ||||||||||||
- Türkiye Sinai Kalkinma Bankasi A.S. (TSKB) | ||||||||||||
- Türkiye Vakiflar Bankasi T.A.O | ||||||||||||
- Yapi Ve Kredi Bankasi A.S. | ||||||||||||
Turkmenistan | 7 | 2 | cover with restrictions | cover with restrictions | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Uganda | 6 | 2 | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | cover with restrictions | Yes | |||
Ukraine | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Ungarn | HI | 1 | open* | open | open* | open | open* | open | No | |||
Uruguay | 3 | 2 | open | open | open | open | open | open | No | |||
Usbekistan | 5 | 2 | open | open | open | open | cover with restrictions | cover with restrictions | No | |||
Venezuela | 7 | 2 | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | currently off cover | No | |||
Vereinigte Arabische Emirate | 2 | 2 | open | open | open | open | open | open | No | |||
Vereinigte Staaten | HI | 1 | open* | open | open* | open | open* | open | No | |||
Vietnam | 4 | 2 | open | open | open | open | open | open | No | |||
West Bank und Gaza | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | No | |||
Zentralafrikanische Republik | 7 | 2 | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | cover by exception | Yes | |||
Zypern | HI | 2 | open* | open | open* | open | open* | open | No |